PAYMENT POLICY

Effective Date: Jan 12, 2026

COMPANY INFORMATION

Company Name: Easy Peasy Group Limited

Website Name: The Effect Online

Website URL: theeffectonline.com

Business Type: Online Store / E-commerce Retailer

Products Sold: Physical consumer goods sold through an online retail platform

Delivery Area: European Economic Area (EEA) and selected European countries

Payment Methods: Cash on Delivery (COD)

Email Support: info@theeffectonline.com

Customer Support Hours: Monday – Friday, 09:00 – 17:00 (CET)

Company Address:

Easy Peasy Group Limited

FLAT/RM A 15/F GOLDFIELD INDUSTRIAL BUILDING

144-150 TAI LIN PAI ROAD

Kwai Chung

Hong Kong

Phone: +971 4 548 9217

Order Processing Time: Orders are typically processed within 24 hours

Return Window: 30 days from the date of delivery

PAYMENT POLICY

This Payment Policy explains the payment methods accepted by The Effect Online, operated by Easy Peasy Group Limited, and describes the procedures used for payment processing, order confirmation, fraud prevention, and dispute management.

This policy is designed to comply with:

Directive 2011/83/EU on Consumer Rights

EU E-commerce Directive (2000/31/EC)

EU consumer transparency regulations

Payment security standards for online commerce

Customers placing orders through theeffectonline.com agree to the payment conditions described in this policy.

  1. ACCEPTED PAYMENT METHODS

The Effect Online currently accepts the following payment method:

Cash on Delivery (COD)

This payment method allows customers to pay for their order only when the package is delivered to the specified address.

The payment is collected by the courier at the moment the order is delivered.

This payment method ensures that customers only pay after receiving the shipment.

  1. CASH ON DELIVERY (COD) PROCESS

When a customer selects Cash on Delivery at checkout:

The order is confirmed on the website

The order is processed and prepared for shipment

The courier delivers the package to the delivery address

The customer pays the courier at the time of delivery

Depending on the courier service used, payment may be accepted in one of the following forms:

Cash

Payment card through a courier terminal (if available)

Customers should verify payment options with the courier at the time of delivery.

  1. ORDER CONFIRMATION

After placing an order, customers receive an order confirmation email containing:

Order number

Ordered products

Delivery address

Payment method

Customer contact information

This confirmation indicates that the order has been successfully received by the system.

However, it does not automatically guarantee order acceptance.

Orders may still be reviewed for accuracy and fraud prevention before shipment.

  1. ORDER VERIFICATION

To ensure secure transactions and prevent fraudulent activity, orders may undergo a verification process before dispatch.

Verification measures may include:

Confirmation of delivery details

Review of unusual ordering patterns

Communication with the customer if necessary

If the company is unable to verify the order or suspects fraudulent activity, the order may be cancelled.

Customers will be informed if an order cannot be processed.

  1. PAYMENT CURRENCY

All prices displayed on theeffectonline.com are clearly indicated during the checkout process.

Prices may be displayed in the local currency of the customer depending on website settings.

Final payment collected by the courier may depend on:

Local courier practices

Currency used by the courier partner

Customers are informed of the total amount payable before confirming the order.

  1. PAYMENT SECURITY

Although The Effect Online uses Cash on Delivery, the website still implements security measures designed to protect customer information.

Security measures include:

Secure website connections (HTTPS)

Protection against unauthorized access

Data encryption for customer information

Secure order processing infrastructure

These measures help ensure that personal and order-related information is handled securely.

  1. FRAUD PREVENTION

Easy Peasy Group Limited maintains internal procedures to reduce the risk of fraudulent transactions.

These measures may include:

Order pattern monitoring

Address validation

Verification of suspicious orders

Blocking repeated fraudulent attempts

If fraudulent activity is suspected, the company reserves the right to:

Cancel the order

Restrict future orders

Report suspected fraud to appropriate authorities where required

  1. REFUSED OR UNPAID DELIVERIES

Customers are expected to accept and pay for orders they have placed.

If a customer repeatedly refuses deliveries without valid reason, the company may take the following actions:

Restrict future purchases

Require additional verification for new orders

Cancel pending orders

These measures help maintain operational efficiency and reduce abuse of the Cash on Delivery system.

  1. PAYMENT DISPUTES

If customers believe there has been an error related to payment, they should contact customer support as soon as possible.

Support contact:

info@theeffectonline.com

Customers should provide:

Order number

Description of the issue

Any relevant documentation

All payment-related issues are reviewed carefully to ensure fair resolution.

  1. REFUNDS RELATED TO PAYMENTS

Refunds associated with returned or cancelled orders are processed according to the Return and Refund Policy.

Because Cash on Delivery payments are collected by the courier, refunds are generally issued through:

Bank transfer

Other agreed refund methods

Refunds are processed only after the returned product has been received and inspected.

  1. ORDER CONFIRMATION RESPONSIBILITY

Customers are responsible for reviewing their order details before confirming the purchase.

This includes verifying:

Delivery address

Contact information

Selected products

Quantity

Total payable amount

Incorrect information may result in delays or failed deliveries.

  1. CHANGES TO PAYMENT POLICY

Easy Peasy Group Limited reserves the right to update this Payment Policy when necessary.

Changes may occur due to:

New payment methods

Regulatory updates

Operational changes

Security improvements

Any updated version will be published on the website with the revised effective date.

  1. CONTACT INFORMATION

For questions related to payments or billing matters, customers may contact:

Email:

info@theeffectonline.com

Phone:

+971 4 548 9217

Postal Address:

Easy Peasy Group Limited

FLAT/RM A 15/F GOLDFIELD INDUSTRIAL BUILDING

144-150 TAI LIN PAI ROAD

Kwai Chung

Hong Kong

Customer support hours:

Monday – Friday, 09:00 – 17:00 (CET)